Your policy can be extended to cover the following winter sports when you have paid the additional winter sports premium, but no cover will apply in respect of any Personal Accident or Personal Liability claims:
You will not be covered for any claims arising directly or indirectly when engaging in or practising for the following winter sports:
If your travel arrangements change then you must call Rock Insurance immediately on 0343 658 0353. You must be able to provide the correct period of insurance on your documentation in the event of a claim.
OPTIONAL SPECIAL SPORTS & ACTIVITIES COVER
What is covered:
Category A sports are automatically covered under your policy. Category B, C and D sports will be covered upon payment of an additional premium. Payment for additional categories includes coverage for all preceding categories (e.g. if you pay Category D you will be covered for A, B and C also) and will be noted on your certificate of insurance.
You are not covered for taking part in any sports or activities unless they are listed below.
Cover for the following activities is included for recreational, amateur purposes only. When participating in your activity you must ensure that it is adequately supervised and appropriate safety equipment is worn/used at all times.
Horse ridingDNo Polo, Hunting, Jumping or Racing
|Abseiling||C||Must be within organiser’s guidelines|
|Bungee jumping||B||No Personal Accident cover|
|Cycling||A||No Tours. No Personal Liability cover|
|Deep sea fishing||B|
|Dry slope Skiing||C|
|Fell walking, rambling & trekking||A||Up to 2,000 metres altitude|
|Go karting||B||Up to 120cc. No Personal Liability cover|
|Hiking||A||Up to 2,000 metres altitude|
|Hiking||B||Between 2,000 and 6,000 metres|
|Hot air ballooning||B||As a passenger only|
|Martial Arts||B||Training only|
|Motorcycling||B||Over 50cc and under 250 cc - no racing as a rider or passenger when wearing a helmet provided the rider holds an appropriate UK motorcycle licence to ride the motorcycle. No Personal Liability cover|
|Mountain biking||C||Excluding competition/racing|
|Parachuting||D||Tandem only – no cover for solo|
|Parascending||A||Towed by boat. No Personal Liability cover|
|Rafting, canoeing and kayaking||B||including white water up to grade 3. No Personal Liability cover|
|Rafting, canoeing and kayaking||C||including white water up to grade 4. No Personal Liability cover|
|Rafting, kayaking and canoeing||A||No white water|
|Safari||B||Not involving use of firearms (not walking safari)|
|Sailboarding||C||Must be inland waters or coastal waters within a 12 mile limit from land|
|Scuba diving||A||To a depth of 18 metres|
|Scuba diving||D||Depth of between 18 and 30 metres if BSAC, PADI, DIWA, SSI or SAA member|
|Snooker, pool and billiards||A|
|Surfing||A||No Personal Liability cover|
|Swimming||A||Must be undertaken in a pool, inland waters or coastal waters within a 12 mile limit from land|
|Trekking||B||Between 2,000 and 6,000 metres altitude|
|Triathlon – Road Bike||B|
|Water polo||Included||No Personal Liability or Accident cover|
|Water skiing||A||Must be inland waters or coastal waters within a 12 mile limit from land. No Personal Liability cover|
|Windsurfing||A||Must be inland waters or coastal waters within a 12 mile limit from land. No Personal Liability cover|
|Work Abroad||D||No Personal Liability or Personal Accident cover. Manual work will be ground level only and no machinery|
|Yachting, boating, sailing and rowing||A||Must be inland waters or coastal waters within a 12 mile limit from land. No Personal Liability cover|
If you are undertaking a pursuit or activity which is not listed in this policy or are in any doubt as to whether cover will apply, please call our Travel Helpline as quoted on your certificate of insurance.
Travelbag Travel Insurance is arranged and administered by ROCK Insurance Group. ROCK Insurance Group is a trading style of Rock Insurance Services Limited who is authorised and regulated by the Financial Conduct Authority (FCA No. 300317).
Travelbag Insurance adheres to the Alternative Dispute Resolution Regulations 2015 EU Directive. You can access the Online Dispute Resolution Portal here.